Free Rent-vs-Buy Tool
Rent vs. Buy Calculator
Model renting and buying side by side, year by year, and find your break-even point — instead of assuming one option always wins.
Renting isn’t throwing money away
Whether buying beats renting depends on how long you stay, what you’d have earned investing the down payment, and how each cost grows over time. For short horizons, renting frequently wins. This tool projects both positions across the years, accounts for appreciation, rent growth and selling costs, and shows the year buying pulls ahead.
Educational estimates only — not a loan approval, appraisal, or tax advice. Your Colorado Home Group agents are licensed REALTORS® with Keller Williams Realty DTC, not lenders, CPAs, or attorneys. Equal Housing Opportunity.
Keller Williams Realty DTC