Free Affordability Tool
Home Affordability & DTI Calculator
Find the home price you can comfortably carry — based on your income, monthly debts and a target debt-to-income ratio, not the maximum a lender will approve.
Comfortable vs. maximum — they’re not the same
A lender will often approve you for more than you actually want to spend. This calculator works backward from a target DTI and your real monthly obligations to a price that fits your life, including taxes and insurance in the math. It’s the number we start from with clients — then we tour homes that fit it.
Educational estimates only — not a loan approval, appraisal, or tax advice. Your Colorado Home Group agents are licensed REALTORS® with Keller Williams Realty DTC, not lenders, CPAs, or attorneys. Equal Housing Opportunity.
Keller Williams Realty DTC